How to Create an Individual Development Plan

One of the most important documents that you will ever fill out and sign is your Individual Development Plan. However, I know most of you will NEVER fill this out. You will never decide to plan your success.

I am always amazed at the lack of planning that people do for their personal lives. They will sit for hours and plan somebody else's success or some other business' success, but they won't spend an hour on their own Individual Development Plan.

It is a secret that most of the masters keep to themselves and never share. However, I am committed to ensuring that you have a template for your own success.

Jobs or businesses are not usually created for what we love, but what we need to provide for our family while we create what we love long term. Some create a business from what they love and they excel in that scenario and become successful. But most need a career or business path to create wealth that they can use to build their "real" dreams.

Here are the key parts of an Individual Development Plan:

1. Career Plan
2. Values
3. Goals
4. Activity Plan
5. Talents
6. Market Place Perception

Your activity plan should include:

1. Education
2. Books
3. Activities
4. Webinars
5. Seminars

Take the time to think about what areas of education or experience that you lack. This will enable you to focus on the areas you need to fill in to become whom you wish to be.

There are different templates that go over an Individual Development Plan. Work to find one that fits at least these minimum requirements. There is one on the blog "Young Millionaire Group" on the goals page.

Be sure to Google Individual Development Plan to also get more resources

Solutions For Your Home Viewings and Business

With the many options available for television viewing, people are turning to satellite TV to provide entertainment in their home. There are so many benefits you can get out of this service. The most important advantages are the wide range of channels, lower price and the quality of the signal as well as the equipment provided.
If you own or operating a business in which entertaining your customers and clients plays a huge role like for instance (restaurant, fitness center, sports bar, hotel) you might want to consider getting satellite connection. With the benefits it gives, satellite will help you seize your business to the higher level and keep customers coming back for more and profits curving in.
Here are some of the reasons to choose satellite TV to meet your customers and family entertainment needs:
The picture quality- Satellite services offer more in the way of HD programming, with 150+ stations than cable. All satellites channels are in digital format which deliver much better picture quality than what you get with analog format. You and your family as well as your clients and costumers will be more pleased with the clear pictures and quality of the sound.
Many more viewing options- Special packages like sports- Nobody can watch the amount of sports coverage available on satellite television. Almost every game of every sport can be seen. If your customers are diehard fan soccer fan they will not come back into your bar (bar business) just for the beer but to see their favorite team on your TV screen. Not only that, everything from college sports to professional sports is accessible (advantage for students and professionals) and these are free of costs.
Education- Premium courses as well as college lectures can be seen here. Courses are also available, and watching these help to improve your education. Business programs- many conferences, conventions, meetings and other talks when it regards to your business can be viewed through satellite systems. News- Live broadcast can be viewed too. Catch the action as it happens, something that you can never see on cable.
Programming variety- With hundreds of channels, Satellite TV offers the most programming choices in every category. Whatever special interest your business may cater to, it has the channel and programming for you and your family.
Saves Money- By using this satellite TV it only not grants business owners the opportunity to increase your profits by keeping costumers satisfied but it also save your business money. It ends up being less expensive than cable. Satellite providers will supply you with all the necessary equipment and have it installed for you and it is free of charge. No question when it comes to customer service.
The best way to find the right package for your business and your home is to start by comparing satellite providers through online. You will find all necessary information there. You have to keep in mind any specific needs you might have regarding what will appeal most to your clients and customers as well as to your family.

The Harsh Impacts of DUI in Wyoming

The laws against driving under the influence (DUI) in Wyoming have always been tough. For example, Wyoming has anti-plea bargaining laws. This means that prosecutors cannot reduce or dismiss DUI charges without filing a motion in court. And in 2009, Wyoming legislated tougher DUI penalties with Senate Bill 88. Among other things, the Bill imposed penalties on people who aid drivers in disabling or defeating an ignition interlock device (IID), as well as providing that anyone convicted of aggravated homicide while operating or driving a vehicle will not be granted an IID-restricted license. Additionally, beginning July 1, 2010, Senate File 19 increases Wyoming's "look-back" period from five to 10 years. This means that if you receive a second DUI conviction within 10 years of the first conviction, you will face harsher penalties. Conversely, if your second conviction is more than 10 years after your first, the second conviction will be treated as if it were your first.
Drunk driving in Wyoming will trigger a criminal case in the courts and an administrative case with the Wyoming Department of Transportation. The criminal case determines the jail time, fines and other DUI punishments you will face, whereas the administrative case determines the impact to your driver's license. The administrative case precedes the criminal case, and your driving privileges may be suspended for as little as 90 days, or revoked for as long as three years, depending on the offense. When faced with the potential of losing such a freedom, and all the ramifications that go with it, you might want to find the best drunk driving attorneys available.
If you are convicted of your first DUI in Wyoming in criminal court, you can be sent to jail for up to six months, or fined up to $750, or both, and you will be required to undergo substance abuse assessment at your own expense. If your blood alcohol concentration (BAC) was .15 or above (a BAC of .08 is the legal limit), you will be required to install an IID in your vehicle, again at your own expense. Finally, your license will be suspended for 90 days.
A second DUI offense brings a jail sentence from seven days to six months, fines from $250 to $750, the installation of an IID for one year, substance abuse assessment, and a license suspension for one year.
Your third Wyoming DUI carries a jail term from 30 days to six months, fines from $750 to $3,000, two years with an IID, substance abuse assessment, and a license suspension of three years. Other possibilities include probation, an in-patient treatment program, and/or an alcohol education program.
When is a DUI a felony in Wyoming? The fourth DUI conviction. Convicted felons lose their right to vote and to bear arms; they also are barred from holding certain jobs, and have a harder time obtaining loans. The jail time for a fourth offense is up to two years, and you can be fined up to $10,000. You will also be required to have an IID installed in your vehicle for life, but you may apply to have it removed after five years. And who knows how long your license will be suspended. It is also possible that you will be sentenced to probation, an in-patient treatment program, a substance abuse assessment, and/or an alcohol education program. Isn't it time you found a DUI defense attorney?

Promote Optimum Health, Wealth and Happiness - Living an Abundant Life

Abundant life, we are all striving for the life that we believe we deserve. Get a clue there is no magic bus! If you want to live with the world at your feet start with earning the right to have what you desire.
Get spiritually grounded. As humans we have the power of choice. When you are grounded the choices you make are powered by your beliefs. Mine are GOD and I know that he walks along with me and I know I can do all things with GOD by my side.
Knowledge is power. Start learning everything you can about the goals you set for yourself. Start with one piece of training and master it before you move on to the next step in your education. Once you have mastered your training you must apply it and live it to succeed. This is just one of the choices that we make on our journey to living the abundant life that God has in store for us.
A gift of your time, your knowledge or your resources is one way you open yourself to receive. GOD will lead you through your decisions and bring blessing and opportunity your way. Open your heart to others and start receiving some of the gifts in store for you.
As we go through the process of developing the knowledge and skills we need to receive our blessings. We also have to get our bodies ready, we do that by optimizing all the resources that we have used before. Most of us know what to do and how to do it and have even tried proven systems that have worked for others and for one reason or another they did not work for us. Remember knowledge is power that GOD has put in our path to achieve the abundant life he has in store for us all.
Now we have to be ready to make these changes in our lives and we do that by acting on what we know and putting it into our daily routine. Practice good eating habits, take a walk, go to the gym. Whatever works for you. When these steps are in place then you will be ready for the next step.
Remember today is the day to go forward to a life full of blessings. If you thought about how long it will take you, must remember that it is in your power to achieve your goals and no one else can do this for you. The magic you are looking for is you.
Author Debra DeHoff

My blog is where I show how far I have come and share my training and knowledge. I will be doing marketing and product promoting on my site. Educating on pain management and alternative medicines and treatments. Commenting on what is new in the physical fitness world and how it fits in our lives. recruiting like minded individuals to join my team of marketing and networking.

Design a Family Budget

As we are social animals and our existence is mainly in a small or large family, we need to think in such way so that our families will be kept in good condition. Now to run a family successfully and peacefully, you need to arrange funds to strengthen your family. You should make the good financial budget so that you and your wife can lead comfortable lifestyle. The main purpose of creating a family budget is to save money for purchasing the vital products. Or that money which you have saved will come handy to overtake the financial crash in near future. Just talk to your espouse and seniors how to design the budget for better financial position. If you have children, it is your duty to send them to school and colleges.
Now in modern society, the education fees are higher and costly. You need to save money for bearing the education cost and other incidental charges as well. In addition, the healthcare is a part of important expenditure. There are many guys who don't like to save money for healthcare. However if you face any life threatening diseases or accidents, you will have to arrange fund for paying the medical bills or bearing the hospital charges. Therefore you will have to purchase the health insurance and life insurance policies to protect your family. In addition, you must calculate how much amount you need to spend on regular basis. Maybe something more or less, but you feel it urgent to keep it on record. Please don't let your kids to buy whatever they like. If you show flexibility in releasing fund to them, they will forget to value money.
Please try to make them realize the significance of dollars and to what extent these dollars will come handy to you. You can fix the particular amount which will be spent for purchasing the certain things or products every month. This type of fixed amount will be really helpful to guess beforehand how much money you will have to spend and how much you will have to save every month. Look I know that food is good for health but if you squander your hard earned money just by eating delicious dishes which are costly, it will be make your financial health poor Therefore please control shopping options and eating outside frequently. Home made food will be cheap and healthy. You can be vegan or vegetarian as well. Instead of taking spicy foodstuff, it will be less expensive to eat boiled rice, fresh vegetables and fruits.

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Fast Food Consumption and Obesity

Fast Food consumption is the main problem for eating habits in America. This consumption has increased in the United States over the past three decades. Many researches and studies conclude that eating fast-food regularly causes many health problems because it contains a lot of calories, fat and sugar. Also this food is low in fiber and nutrients. According to many study young adults that eat at fast-food restaurants gain more weight and have increase in insulin resistance in early middle age. It's very difficult to eat a healthy way at a fast-food restaurant. Even though some restaurant try to offer healthy menus.these menus still include foods that are high in fat, sugar and calories and low in fiber and nutrients. According to some experts, people should decrease how often they eat at the fast-food restaurants. The main reason for the weight gain is that sometimes a single meal at fast-food restaurants contains enough caloric requirements for an entire day. Many research links eating at fast-food restaurant to greater weight gain and increase tendency to be overweight. According to a federal dietary survey of more than 9000 Americans, an increase in fast consumption yielded not only higher calorie intake among participants, but also a decrease in the concentration of vitamins and minerals in their diets. Many people take care of their cars better than their bodies. People eat fast-food because it is more convenient, cheaper and tastes pretty yummy, for this reasons tons of fast-food get consumed each year. We know that old habits are hard to die but knowing the health problems caused by junk food force us to think twice before eating fast-food meal. So we should think about the benefits of preparing a healthy meal at home. So the First benefit of food`s preparation at home is that it will save you money, secondly the food that you prepare yourself let you decide the portion of fat and calories you would like to eat, and finally it will save yourself from health problems caused by fast-food.so I encourage myself and everybody to change their eating habits and their food preparation.
In America experts argue about whether the causes of the increases of the rates of obesity are the individuals or society or fast food or family. The question arises here perhaps more pressing, namely, what do we have to do about this problem? Here the frequent responses from each side, from talk radio, blogs and newspaper editorials. When the Individuals are targeted, some companies and institutions move to account their employees for their excess weights. For example, Lincoln University in Pennsylvania try to make students lose some kilograms, and North Carolina State forcing its employees who do not discount the weight to participate in the health plan that is more expensive. Also some U.S. airlines retain the option for obese passenger to pay the price of two seats. As well as adoption agencies refuse requests of obese parents, and some child-care institutions threatened to snap obese children from parents unless the parents encourage their children to decreases weight.
A plan of attack would be to impose a tax on those foods, which many feel they contribute to the problem. It is believed those who support the imposition of this tax - known as the sin tax - on fast food and candy and soda that this tax would urge people to look for foods more correctly. But there is a front that refuses these procedures and considers another way of saying pay the price of your obese, and demands that companies of foods and beverage industry to be part of the solution. The working-level study has shown that the number of employers who offer weight management programs has increased from 6% in 2006 to 25% in 2009.
The programs vary based on weight administration to cultures of companies. The program has included in its advice about weight and fitness centers on-site cafeteria and make the prices affordable and more nutritious than fast food in addition to providing financial incentives. Some companies, raising the slogan "the more healthy the best benefits were better." And reward staff for other companies just to participate in these programs. With regard to individuals say one of the specialists that blaming obese people is not correct because many cases of obesity are a result of genes and environment. Twenty years ago, food was not available everywhere, but today you find even in the petrol station, hardware store, laundry and other auto other outlets. And more food available is the least feed. He argues the defense team of human obesity is that obese people is not the case because a lot of people with heavy weights are healthy and active.
In the opinion of specialists, the solution is not easy and that it needs to step up outreach programs in the workplace, schools and communities and more research to identify successful programs based on evidence, and believe that reducing the impact of obesity and related health costs requires changes at four levels: Individuals need to be responsible for their choices and this includes their choice of their bodies. Family should be responsible for feeding the children where the parents are a living example of the system healthy diet and exercise habits. The school has a role in the provision of appropriate options. Social institutions, including the workplace, must play a more active role in the quality of food provided and provide health education and adequate programs and financial incentives to encourage more healthy behaviors. Required to provide better research so that we can distinguish between what works and what does not work. And health care decisions by community members, but in the context of the family and society. i think that we all responsible as individuals to educate ourselves and our families about the danger of the fast-food and junk food consumption. also the government is responsible and it should regulate the food and beverages industry. so these companies put the health of their customers first before its profit. so we need all the elements of the society to participate in the effort of building a healthy individuals that will contribute to our economy.

The Threat to Intellectual Freedom

Is there a real threat to intellectual freedom in the United States? Is there a threat to independence and the worth of the human personality? And to that add, a threat to the very meaning of life?

Admittedly there is little that threatens one's freedom and meaning of life more than debilitating disease, war and now in our world, terrorism. We have, however, been warned of other dangers, perhaps slightly more remote, which need our attention and are of equal importance.

The singular and most obvious threat is the deliberate stupefaction of America. This is being accomplished by an intentional and commercially motivated lowering of the intellectual levels of communicative content. According to the National Assessment of Adult Literacy the reading level of the average adult in the United States is 8th grade. Two publications, TV Guide and Readers Digest with the largest circulation in the world has a reading level of only 9th grade. The same holds true for the largest circulated newspaper, The Sun. In 2005 (the most recent figures available) the reading score of 12th graders was 6 points lower than back in 1992.

Besides the reading issue another related danger of the stupefaction of America is the whole area of public education itself. I have written about this in the past and it still holds true. Excessive standardization which extends to the very teaching processes themselves. Even the curricula of our schools has not escaped this massive effort of standardization. This is especially true in literature, history, and civics (if it's still taught in some schools). We have become not just the products of such standardization but also its victims. You bet-cha.

Marital Counseling Questions

Marital Counseling questions are usually of the following kind;
When should a couple seek marriage counseling or family therapy?
What kinds of skills do couples usually learn in counseling?
How many sessions are usually needed?
What does it cost, and will insurance pay?
Do both spouses come to the first visit or should one of us go first?
What do I do if I want marriage counseling but my spouse refuses to come?
What can we expect to happen in the first session?
What questions should you ask when choosing a marriage counselor?
Before choosing a new marriage counselor, you can ask lots of questions to see if he or she is the right fit for you. Consider asking questions like these:
* Are you a clinical member of the AAMFT or licensed by the state, or both?
* What is your educational and training background?
* What is your experience with my type of problem?
* How much do you charge?
* Are your services covered by my health insurance?
* Where is your office, and what are your hours?
* How long is each session?
* How often are sessions scheduled?
* How many sessions should I expect to have?
* What is your policy on canceled sessions?
* How can I contact you if I have an emergency?
Making the decision to go to marriage counseling can be tough. But marriage counseling can help you cope better with a troubled relationship — rather than trying to ignore it or hoping it gets better on its own.
As a domestic violence educator, I have used the Gottman model, and especially the materials in their home study workshop, The Art and Science of Love, as a model for relationships based on choice rather than power and control, and the Gottman model involves a lot of exploring, getting to know your partners inner world, and there are many questions involved.
In fact the very first section, The Love Map Exercise involves couples answering 62 questions that they ask of each other. I have used tool with couples, and they have all found it to be fun. In fact, I have seen couples who have been fighting moments before become playful as they remember the answers to some of the Love Map questions.
Once it is completed, the question becomes; "How often am I willing to remember my partner's love map, especially when I am irritated?" One of the things that Gottman speaks to quite eloquently is the need to nurture positive emotions and use repair phrases after an argument. You can take a look at the video just below to get a sense of Gottman's take on nurturing positive emotions, and as a bonus, you get mine also.
I teach my anger management clients, and my domestic violence clients that they need to remind themselves on a schedule, if need be, to remember what it is they like about their lives, their mates, themselves, their children, because regular practice like that literally changes the brain, enhances our neuroplastic capacities, and certainly changes the chemistry in the body, eliminating stress hormones and replacing them with DHEA, the antiaging hormone.
We need to maintain an internal sense of contentment, and that follows thoughts, and if those thoughts are of gratitude, then if I am upset about my mate's choices, I will be much more able to discuss that upset cooperatively rather than competitively. You can have some stress hormone producing thoughts, just don't keep them for very long.
Imagine you and your mate each getting internally coherent, then getting coherent together, so that the relationship has a heart beat of its own, and a heart intelligence of its own, a cooperative and affiliative heart intelligence, for those conversations about sex, money, vacations, child rearing, or ambition?
From that kind of physiology, the difficult day to day negotiations about issues that are perhaps gridlocked can move into a solution until the next time we negotiate. What I mean by that is that the tools I used to parent today's child may not work tomorrow because the child has grown, and financial discussions may be impacted by a new investment opportunity. In other words, talk early and talk often to keep your maritial counseling questions out of the marital counselor's office.

Michael S. Logan is a brain fitness expert, a counselor, a student of Chi Gong, and licensed one on one HeartMath provider. I enjoy the spiritual, the mythological, and psychological, and I am a late life father to Shane, 10, and Hannah Marie, 4, whose brains are so amazing.

10 Millionaire Habits

There are timeless habits that all millionaires have so that they can have more, do more, share more and to be masters of their own destiny.

While there are a lot more than 10 habits that they need to have before becoming successful millionaires. Here are the top 10

Habit number One: Goals.

Goals give you a clear sense of direction and a blueprint for the future. This is where you take the dreams out of your head and put them down onto paper.

This is were you plan to arrive at a well designed future destination rather than at an un-designed future destination. Goals must be clear, precise and action oriented.

A crucial part of goal setting is to ask yourself why?

For example:

Why do you want that house?

Why do you want that car?

Why do you want that position in the company?

Why do you want that salary?

Once you ask enough whys? the hows get easier!

Habit number Two: Passion.

Whatever you work at, be passionate about it. This is a fundamental secret for financial success.

What do you really love doing? And what do you have a natural talent for? What are your hobbies and interests? Once you have these answers, throw your heart and soul into doing it the best that you possibly can.

All millionaires love the work that they do.

Habit number Three: Excellence.

Commit yourself to excellence in everything that you do.

Set a goal today to be in the top 10% of your professional field.

"Excellence can be obtained if you:

...care more than others think is wise;
...risk more than others think is safe;
...dream more than others think is practical;
...expect more than others think is possible."

Habit number Four: Education.

Dedicate yourself to lifelong education.

Learn as much as you possibly can about your business. Learn the latest news and trends. Remember, the market pays excellent rewards for having excellent knowledge.

"Learning is the beginning of wealth. Learning is the beginning of health. Learning is the beginning of spirituality. Searching and learning is where the miracle process all begins"- Jim Rohn

Habit number Five: Customer service.

Dedicate yourself to always give excellent customer service, as the rewards are in direct proportion to the service that you give to people.

Ask yourself these questions:

What do my customers want?

What do my customers need?

What do my customers value?

What service can I give my customers better than everyone else?

What are my customers buying from others today? And what do I need to do to get them to buy from me?

Habit number Six: Don't believe in failure.

Be prepared for the ups and downs along the way. Millionaires do not believe in failure, they just think of it as not the desired result yet, and that a different plan or strategy is needed.

Habit number Seven: Imagination.

Use your imagination. You have more creative ability than you think. We are at a moment in time when everything is automated for us.

Start using a journal, and start writing down all of your ideas, notes, and to-do lists that you have during your day! Remember to always think on paper! You never know when you could have that eureka moment that could be lost forever to memory, if you do not commit it to paper.

Guess what? Millionaires do not spend most of their free time watching soap operas and reality TV shows. Limit the amount of TV you watch to a bare minimum.

Habit number Eight: Surround themselves by positivity.

Surround yourself with like minded, positive people. 85% of your success in life is going to be determined by the quality of the relationships that you have in your business and personal life.

If you want to be a wealthy person, associate with positive, wealthy people. Associate with people who are optimistic and happy and who are moving forward in their lives. At the same time, try to stay away from negative, critical, complaining people.

Habit number Nine: Back it all up!

Back-up everything that you do with the three qualities of perseverance, willpower and belief. These are the strongest traits that every millionaire has.

To have the courage to persevere in the face of adversity and disappointment, to have the willpower and tenacity to stay at it longer than anyone else, and to have total belief in everything that you do, are the qualities that show the true measure of the belief that you have in yourself and your ability to succeed.

Habit number Ten: Gratitude.

All millionaires are grateful for everything that they have. Their friends and family, their health and spirituality, their business and their social life. Because without all of these they can never be truly wealthy.

Getting Pregnant Fast Myths and Falsehoods

Do you remember your high school sex education class? Do you remember how they kept pounding in the fact that you could get pregnant the very first time you had sex? Do you remember how they kept telling you that if you did not use birth control you would get pregnant? And we believed these getting pregnant fast myths and falsehoods.
In our younger years we are conditioned to believe it was easy to get pregnant if we were not careful. We managed to escape our younger years without getting pregnant, we finish our collage education, we started a career, and now at the age of about twenty-eight or so, we are married and trying to start a family.
Does this sound familiar so far? OK so now you have been trying to get pregnant for the past five or six months to no avail. Up until now you probably did not give much thought to getting pregnant since it was constantly drilled into your head in high school, it would happen, every time you had unprotected sex.
Now in the later years you discover it is not as easy as they made it out to be back in high school, and are wondering if there is something wrong with you or your spouse. Chances are there is nothing wrong with either one of you, it just is not as easy as we were made to believe it is. Let us take a look at a few of these myths and falsehoods that we were led to believe.

1. You will conceive as soon as you stop using hormonal birth control methods. This is not true it can take a month or more before they are completely out of your system, and even after that a healthy couple only has a one in four, chance of conceiving per cycle.
2. Those that do not use hormonal birth control methods can conceive as soon as they start trying. Your body may better regulate itself because of not being influence by hormonal contraceptives however that alone does not mean you can conceive any easier. There are other factors that contribute to conception.
3. If I do not conceive fast, I must have infertility problems because they told us in high school we could get pregnant every time we had unprotected sex. Yes it can be, infertility problems however, chances are if it is infertility, it has more to do with your lifestyles and dietary habits. Those two alone, can play a large role in infertility.
4. If you have sex on the fourteenth day after your period, you will conceive! This would be true if we lived in a perfect world and you had a perfect cycle of twenty-eight day and a perfect body. That is a very old method that was based on a false assumption, newer methods use things such as body temperature to determine when you are ovulating.

We are brain washed at a young age to believe getting pregnant is fast and easy only to end up in our later years, after schooling and establishing a career, finding out that it really is not as easy as they led us to believe it was. Now, after months of trying we begin to think it is an infertility problem, again because how easy it was suppose to be, that is keeping us from conceiving, when in reality it may be as simple as changing our lifestyles and diet.

Financial Aid For Single Moms

Most of the people that qualify for financial aid from the government are people in need. They are often unemployed or they are working a full-time or part-time job but are inundated by their bills and are trying to take care of the family. Here are a few ways you can get funding if you are a single mom from the stimulus package.
Not too long ago, it was a very easy thing to do. Apply for financial aid regardless of what state you reside in, and get enough money to not only pay for college but also to pay for your room and board each and every year. This type of funding was stopped years ago because many people were living off of the system.
There are always people that are genuinely trying to finish a college education. Whether they are single moms or students that failed to do so years ago and are now trying to support a family, if their desire is to get their education completed, there is funding available.
Get Federal Stimulus Money
You can gain access to the money available through the stimulus package if you do the right things. This includes filling out the federal paperwork necessary to qualify you in the governmental system. This also gets you on the roster for all colleges that you may go to in order to show whether or not you deserve financial aid.
Assets Can Hurt You
The difficulty with most applicants is that they may have too many assets. They may own a home or their job may provide too much income in comparison with their monthly bills. Those that will qualify most easily are single mothers that are trying to raise a family and working a part-time job.
Get a Student Loan
In this case, their debt to earnings ratio is so exaggerated that they are able to qualify for most programs that pay for school. If this happens to be you, your best ticket to a new way of life courtesy of this administration is to pursue a college degree whether part-time or full-time, and have it paid for as you go along. If you do not qualify, you can always get a student loan.
Get Your College Degree Soon
The best way to meet the needs of your family is to work a job. The best way to prepare for their future is to get a college degree. With all of this government money waiting to be taken, the time to act is now.

Increase Your Chances Your Marketing Video Will Go Viral

YouTube is a great avenue to market your business through video and can be used with great with success. One reason for that is videos posted on YouTube also come up on organic searches right at the top on Google. Also YouTube has become one of the top search engines itself making it a key tool in your viral marketing campaign.
However, just putting your web video on there is no guarantee it will go viral! Of course, it would be wonderful to think, stealing a quote from the movie Field of Dreams, "if you build it, they will come" but that just isn't so these days.
YouTube has become so big, billions of videos are uploaded in one year from YouTube alone, that just putting up a channel and uploading your video, adding a few tags here and there, just isn't enough. So you have to put your marketing hat on and think of what your target audience is looking for - then you need to grab their attention!
As you plan your video and before you post it you need to make sure that your number one goal is to make your video very interesting AND short. Under 3 minutes is best. Although a majority of people will click off within the first 30 seconds, in the recent YouTube Report 2009 put out by Entertainment Media Research, 36% of people will watch a 3-minute video to its end IF they find it of value to them.
The good news is this doesn't mean you have to pull out of the stops and make it splashy, fancy or spend a lot of money. You can look at yourself and your own viewing habits for inspiration.
Think of what you like to watch. Videos that go viral are usually humorous, awe-inspiring, educational, entertaining, unique, evocative and yes, controversial. Incorporating one or more of these elements in your video will increase your chances of someone enjoying it, connecting with it and embedding it on their website or passing it on to share with others. Simply put, you have to make it interesting and engaging. If you are creating it for a specific target group, create it with their interests in mind.
There are no guarantees your video will go viral, but if you post a great video, you will maximize the chance that it will be widely seen and shared.